Terms of Use

Effective Date: January 1, 2026

These Terms of Use ("Terms") govern your access to and use of firstkeyscovered.com (the "Site") operated by First Keys Covered, a DBA of Truthfully Insured LLC. By using the Site, you agree to these Terms.

Educational Purpose Only

The Site provides general informational and educational content about auto insurance. Content on the Site does not constitute insurance, legal, or financial advice. First Keys Covered is not an insurance company, agent, broker, marketplace, or lead aggregator and does not quote, bind, sell, or solicit insurance. Always consult a licensed insurance professional in your state before making decisions about coverage.

Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Site and to opt in to SMS messaging.

Acceptable Use

• Do not use the Site for any unlawful purpose.
• Do not attempt to disrupt or interfere with the Site's operation.
• Do not submit false information through any form on the Site.

Intellectual Property

All content on the Site, including text, graphics, logos, and layouts, is owned by or licensed to First Keys Covered and is protected by applicable intellectual property laws. You may not reproduce or distribute Site content without our prior written consent.

Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience and reference only; we do not endorse or assume responsibility for the content or practices of any third-party site.

Disclaimers

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT THE CONTENT WILL BE ACCURATE OR COMPLETE FOR YOUR SPECIFIC SITUATION.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, FIRST KEYS COVERED WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR ANY CONTENT ON THE SITE.

Indemnification

You agree to indemnify and hold First Keys Covered harmless from any claims arising out of your misuse of the Site or violation of these Terms.

Changes

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles.